Magnetic Stripe Card Information - What makes a Magnetic Card?

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Magnetic Stripe Card Standards

Dimensions

ISO
7810 Physical characteristics of credit card size document
7811-1 Embossing
7811-2 Magnetic stripe -low coercivity
7811-3 Location of embossed characters
7811-4 Location of tracks 1 &2
7811-5 Location of track 3
7811-6 Magnetic stripe -high coercivity
7813 Financial transaction cards

Magnetic Stripe Encoding

0.223"	TRACK	Recording Density (Bits per inch)	Character Configuration (including parity bit)	Information Content (inclusing control characters)
0.110"	1 IATA	210	7 bits per character	79 alphanumeric charcters
0.110"	2 ABA	210	5 bits per character	40 numeric characters
0.110"	3 THRIFT	210	5 bits per character	107 numeric characters

Card Data Format - Track 1

	76 ALPHANUMERIC DATA CHARACTERS


SS	FC	PAN	FS	NAME	FS	ADDITIONAL DATA	DISCRETIONAL DATA	ES	LRC
		Primary Account No. (19 Digits Max)		Name (26 alphanumeric characters Max)		No. of characters Expiration date (YYMM) 4 Service Code 3	No. of characters PVKI 1 PVV or Offset 4 CVV or CVC 3 some or all of the above fields may be found with the discretionary data

SS	Start Sentinal %	FC	Format Code	(PVKI)PIN Verification Key Indicator (PVV)PIN Verification Value (CVV)Card Verification Value (CVC)Card Validation Code

FS	Field Seperator ^	LRC	Longitudinal Redundancy check character
			Longitudinal Redundancy check character
ES	End Sentinel		*White boxes identify control characters

Card Data Format - Track 2

	37 NUMERIC DATA CHARACTERS


SS	PAN	FS	ADDITIONAL DATA	DISCRETIONAL DATA	ES	LRC
	Primary Account No. (19 Digits Max)		No. of characters Expiration date (YYMM) 4 Service Code 3	No. of characters PVKI 1 PVV or Offset 4 CVV or CVC 3 some or all of the above fields may be found with the discretionary data

SS	Start Sentinal HEX B ;	LRC	Longitudinal Redundancy check character	(PVKI)PIN Verification Key Indicator (PVV)PIN Verification Value (CVV)Card Verification Value (CVC)Card Validation Code

FS	Field Seperator HEX D =

ES	End Sentinel HEX F ?		*White boxes identify control characters

Card Data Format - Track 3 (ISO 4909)

	104 NUMERIC DATA CHARACTERS


SS	FC	PAN	FS	ADDITIONAL DATA	DISCRETIONAL DATA	ES	LRC
		Primary Account No. (19 Digits Max)		No.of characters Country Code (optional) 3 Currency Code 3 Currency Exponent 1 Amount Authorized per Cycle 4 Amount Remaining this Cycle 4 Cycle Begin (Validity Date) 4 Cycle Length 2 Retry Count 1 PIN Control Parameters (optional) 6 Interchange Controls 1 PAN Service Restriction 2 SAN-1 Service Restriction 2 SAN-2 Service Restriction 2 Expiration Date (optional) 4 Card Sequence Number 1 Card Security Number (optional) 9	No.of characters First subsidiary Account No. (optional) Secondary Subsidiary Account No. (optional) Relay Marker 1 Cryptographic Check Digits 6 (optional) Discretionary Data

SS	Start Sentinal HEX B ;	FC	Format Code (2 digits)

FS	Field Seperator HEX D =	LRC	Longitudinal Redundancy check character
			Longitudinal Redundancy check character
ES	End Sentinel HEX F ?		*White boxes identify control characters

Swipe Readers

	MR-2000/3000 Metal Cased Magnetic Swipe Reader The MR-2000/3000 series are a range of magnetic stripe readers with a heavy duty die cast metal case. Available in both keyboard wedge and RS232C Serial interface, they feature a built-in decoder, bi-directional manual swipe operation, status LED & programmable output format.
	MSR206 Keyboard Wedge Magnetic Swipe Reader The MSR206 is a magnetic stripe reader/writer with an RS232C Serial interface capable of both Lo-Co (300 Oe) Hi-Co (4000 Oe) encoding. The unit can write and then verify single, double or triple track date on a card in just one swipe.
Magnetic Card Readers & Writers
	Manual Insertion
	MCR-300 Series Manual Insertion Magnetic Stripe Reader The MCR-300 series are a range of manual insertion half length magnetic stripe readers ideally suited for applications including Access Control, Kiosk & Ticketing systems.
	MCR-900 Series Manual Insertion Magnetic Stripe Reader The MCR-900 series are a range of manual insertion magnetic stripe readers ideally suited for applications including Access Control, Kiosk & Ticketing systems.
	Motorised
	MTM-400 Series Motorised Magnetic Stripe Reader/Writer The MTM-400 series are a range of compact motorised magnetic stripe reader/writers ideally suited for applications including Banking, Kiosk & Ticketing systems. Both TTL or RS232C Serial interface are available.
	MTM-500 Series Motorised Magnetic Stripe Reader The MTM-500 series are a range of compact motorised magnetic stripe readers ideally suited for applications including Banking, Kiosk & Ticketing systems. Both TTL or RS232C Serial interface are available.
	Smart Card Readers and Writers
	Manual Insertion
	MSR-200 Series Manual Insertion Magnetic Stripe Reader and Smart Card Reader/Writer The MSR-200 series are a range of compact manual insertion magnetic stripe readers and smart card (ISO7816) reader/writers ideally suited for applications including Banking, POS, Gaming, Kiosk & Ticketing systems.
	Motorised
	MSA-500 Series Motorised Magnetic Stripe Reader and Smart Card Reader/Writer The MSA-500 series are a range of compact motorised magnetic stripe readers and smart card (ISO7816) reader/writers ideally suited for applications including Banking, Kiosk & Ticketing systems.
	MSA-400 Series Motorised Magnetic Stripe/Smart Card Reader/Writer The MSA-400 series are a range of compact motorised magnetic stripe/smart card (ISO7816) reader/writers ideally suited for applications including Banking, Kiosk & Ticketing systems.
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