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Magnetic Stripe Card Standards - DED Limited

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Magnetic Stripe Card Standards

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Dimensions

ISO

7810 Physical characteristics of credit card size document
7811-1 Embossing
7811-2 Magnetic stripe -low coercivity
7811-3 Location of embossed characters
7811-4 Location of tracks 1 & 2
7811-5 Location of track 3
7811-6 Magnetic stripe -high coercivity
7813 Financial transaction cards

Magnetic Stripe Encoding

0.223"	TRACK	Recording Density (Bits per inch)	Character Configuration (including parity bit)	Information Content (inclusing control characters)
0.110"	1 IATA	210	7 bits per character	79 alphanumeric charcters
0.110"	2 ABA	210	5 bits per character	40 numeric characters
0.110"	3 THRIFT	210	5 bits per character	107 numeric characters

Card Data Format - Track 1

76 ALPHANUMERIC DATA CHARACTERS


SS	FC	PAN	FS	NAME	FS	ADDITIONAL DATA	DISCRETIONAL DATA		ES	LRC
		Primary Account No. (19 Digits Max)		Name (26 alphanumeric characters Max)		No. of characters Expiration date (YYMM) 4 Service Code 3	No. of characters PVKI 1 PVV or Offset 4 CVV or CVC 3 some or all of the above fields may be found with the discretionary data

SS	Start Sentinal %	FC	Format Code		(PVKI)PIN Verification Key Indicator (PVV)PIN Verification Value (CVV)Card Verification Value (CVC)Card Validation Code

FS	Field Seperator ^	LRC	Longitudinal Redundancy check character

ES	End Sentinel ?		Longitudinal Redundancy check character	*White boxes identify control characters

Card Data Format - Track 2

37 NUMERIC DATA CHARACTERS


SS	FC	PAN	FS	ADDITIONAL DATA	DISCRETIONAL DATA		ES	LRC
		Primary Account No. (19 Digits Max)		No. of characters Expiration date (YYMM) 4 Service Code 3	No. of characters PVKI 1 PVV or Offset 4 CVV or CVC 3 some or all of the above fields may be found with the discretionary data

SS	Start Sentinal HEX B ;	LRC	Longitudinal Redundancy check character		(PVKI)PIN Verification Key Indicator (PVV)PIN Verification Value (CVV)Card Verification Value (CVC)Card Validation Code

FS	Field Seperator HEX D =

ES	End Sentinel HEX F ?		*White boxes identify control characters

Card Data Format - Track 3

104 NUMERIC DATA CHARACTERS


SS	FC	PAN	FS	ADDITIONAL DATA	DISCRETIONAL DATA		ES	LRC
		Primary Account No. (19 Digits Max)		No.of characters Country Code (optional) 3 Currency Code 3 Currency Exponent 1 Amount Authorized per Cycle 4 Amount Remaining this Cycle 4 Cycle Begin (Validity Date) 4 Cycle Length 2 Retry Count 1 PIN Control Parameters (optional) 6 Interchange Controls 1 PAN Service Restriction 2 SAN-1 Service Restriction 2 SAN-2 Service Restriction 2 Expiration Date (optional) 4 Card Sequence Number 1 Card Security Number (optional) 9	No.of characters First subsidiary Account No. (optional) Secondary Subsidiary Account No. (optional) Relay Marker 1 Cryptographic Check Digits 6 (optional) Discretionary Data

SS	Start Sentinal HEX B ;	FC	Format Code (2 digits)

FS	Field Seperator HEX D =	LRC	Longitudinal Redundancy check character

ES	End Sentinel HEX F ?		*White boxes identify control characters