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Magnetic Stripe Card Standards - DED Limited
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Magnetic Stripe Card Standards

Dimensions

ISO

  • 7810 Physical characteristics of credit card size document
  • 7811-1 Embossing
  • 7811-2 Magnetic stripe -low coercivity
  • 7811-3 Location of embossed characters
  • 7811-4 Location of tracks 1 & 2
  • 7811-5 Location of track 3
  • 7811-6 Magnetic stripe -high coercivity
  • 7813 Financial transaction cards
 


Magnetic Stripe Encoding

0.223" TRACK Recording Density
(Bits per inch)
Character Configuration
(including parity bit)
Information Content
(inclusing control characters)
0.110" 1 IATA 210 7 bits per character 79 alphanumeric charcters
0.110" 2 ABA 210 5 bits per character 40 numeric characters
0.110" 3 THRIFT 210 5 bits per character 107 numeric characters
 


Card Data Format - Track 1

76 ALPHANUMERIC DATA CHARACTERS
                   
 
SS FC PAN FS NAME FS ADDITIONAL DATA DISCRETIONAL DATA ES LRC
  Primary Account No.
(19 Digits Max)
  Name
(26 alphanumeric characters Max)
  No. of characters
Expiration date (YYMM) 4
Service Code 3
No. of characters
*PVKI 1
*PVV or Offset 4
*CVV or *CVC 3
some or all of the above fields may be found with the discretionary data
   

SS Start Sentinal % FC Format Code   *(PVKI)PIN Verification Key Indicator
*(PVV)PIN Verification Value
*(CVV)Card Verification Value
*(CVC)Card Validation Code
 
FS Field Seperator ^ LRC Longitudinal Redundancy
check character  
 
 
ES End Sentinel ?   *White boxes identify control characters  


Card Data Format - Track 2

37 NUMERIC DATA CHARACTERS
               
               
SS FC PAN FS ADDITIONAL DATA DISCRETIONAL DATA ES LRC
  Primary Account No.
(19 Digits Max)
  No. of characters
Expiration date (YYMM) 4
Service Code 3
No. of characters
*PVKI 1
*PVV or Offset 4
*CVV or *CVC 3
some or all of the above fields may be found
with the discretionary data
   

SS Start Sentinal HEX B ; LRC Longitudinal Redundancy check character   *(PVKI)PIN Verification Key Indicator
*(PVV)PIN Verification Value
*(CVV)Card Verification Value
*(CVC)Card Validation Code
 
FS Field Seperator HEX D =      
 
ES End Sentinel HEX F ?   *White boxes identify control characters  


Card Data Format - Track 3

104 NUMERIC DATA CHARACTERS
               
               
SS FC PAN FS ADDITIONAL DATA DISCRETIONAL DATA ES LRC
  Primary Account No.
(19 Digits Max)
  No.of characters
Country Code (optional) 3
Currency Code 3
Currency Exponent 1
Amount Authorized per Cycle 4
Amount Remaining this Cycle 4
Cycle Begin (Validity Date) 4
Cycle Length 2
Retry Count 1
PIN Control Parameters (optional) 6
Interchange Controls 1
PAN Service Restriction 2
SAN-1
Service Restriction 2
SAN-2 Service Restriction 2
Expiration Date (optional) 4
Card Sequence Number 1
Card Security Number (optional) 9
No.of characters
First subsidiary Account No. (optional)

Secondary Subsidiary Account No. (optional)

Relay Marker 1

Cryptographic Check Digits 6 (optional)

Discretionary Data
   

SS Start Sentinal HEX B ; FC Format Code (2 digits)  
 
FS Field Seperator HEX D = LRC Longitudinal Redundancy check character
 
ES End Sentinel HEX F ?   *White boxes identify control characters